It’s important to review your credit reports and scores every year.  This can help you identify any issues affecting your ability to get credit or favorable loans.

How to get a free credit report?  Request one free copy of your credit report each year from the three major consumer reporting companies.

Where can you access and review your credit report?  Be cautious of websites that claim to offer free credit reports.  Many only provide them if you buy other products or services.

Visit ConsumerFinance.gov to learn more about your credit report and score.